Terms of Service

1. About this site

advisoselec.click (the “Site”) provides educational comparison and information content to help users request consultations. Any comparisons, summaries, and materials are for informational purposes only.

2. No guaranteed outcomes

We do not guarantee that any consultation request will be accepted, that any insurance/financial recommendation will be provided, or that any result (including approval, coverage, performance, or suitability) will be achieved.

3. Not a substitute for regulated advice

The Site does not provide a promise or guarantee of regulated financial/insurance advice or a specific outcome. Where activities may be treated as insurance solicitation or financial services solicitation, marketing and content must avoid misleading representations and be consistent with applicable solicitation requirements under the Financial Instruments and Exchange Act. Any specific advice, if provided by a relevant qualified professional in a separate consultation, will be subject to that professional’s scope and applicable rules.

4. User responsibilities and permitted conduct

• Provide accurate information when requesting a consultation.
• Do not misuse the Site, attempt unauthorized access, or interfere with its operation.
• Do not submit content that is unlawful, infringing, defamatory, or harmful.
• You are responsible for your device, account security, and all activity conducted through your access.

5. Information and limitations of reliance

Content may be created using publicly available information and/or automated assistance. You should independently verify details and consider your own circumstances, including risks, costs, eligibility, and terms offered by third parties.

6. Personal information and cookies

If the Site processes personal information (including identifiers used for online tracking), it will comply with the Act on the Protection of Personal Information and provide appropriate disclosures and handling. Cookie/tracking consent will be managed to the extent required for the purposes and third-party/behavioral processing performed.

7. Consultations, required disclosures, and consumer protection (if applicable)

Where your request/transaction is covered by the Act on Specified Commercial Transactions, the relevant landing page/flow will clearly indicate operator identity/contact details and mandated matters so consumers can assess the terms. For covered transactions, required consumer-protection information (including cooling-off processes where applicable) will be provided so users can understand their rights and how to exercise them.

8. Limitation of liability

To the maximum extent permitted by applicable law, we are not liable for indirect, special, incidental, or consequential damages arising out of or related to your use of the Site, including any errors, omissions, or reliance on content. You use the Site at your own risk.

9. Changes to these Terms

We may update these Terms from time to time. Continued use of the Site after the updated Terms become effective means you agree to the revised Terms.

10. Contact us

If you have questions about these Terms, contact us using the details below.