Financial Products & Educational Disclosures (Japan)
This page provides required educational and solicitation disclosures for users in Japan. If you provide personal information, cookies, or other identifiers, we will handle them in accordance with applicable Japanese law.
1) Educational / informational purpose
Any guidance, summaries, comparisons, or AI-generated outputs on advisoselec.click are provided for educational/informational purposes only. They are not a guarantee of outcomes, eligibility, benefit amounts, coverage, or approvals by any insurer or provider.
2) Reliance on inputs & underwriting/insurer rules
Results depend on the information you enter and on each insurer/provider’s underwriting criteria, product terms, and screening. Even if we suggest or compare options, final acceptance, coverage scope, and pricing are determined only by the relevant insurer/provider.
3) Insurance/financial solicitation compliance
For offerings related to insurance selection/advice for Japanese retirees (e.g., life, long-term care, annuities), our marketing and representations are intended to be factual and non-misleading. Where applicable, disclosures required for insurance or financial services solicitation are provided. All solicitation materials should be interpreted consistently with the Financial Instruments and Exchange Act.
4) Personal information, cookies, and tracking
If we process personal information (including identifiers used for online tracking), we provide appropriate disclosures and handling, and we manage cookie/tracking consent to the extent required for the purposes and any third-party/behavioral processing we perform. We comply with the Act on the Protection of Personal Information.
5) Operator identity & consumer notices (if applicable)
Where our activity is covered by Japan’s consumer protection rules for online advertising/mail-order-type transactions, the operator identity/contact details and mandated information are provided so you can assess the terms. For such covered transactions, this page supports required consumer protection disclosures (including any applicable cooling-off / cancellation notice methods) under the Act on Specified Commercial Transactions.
6) Fees, charges, and third-party processes
Any fees or charges (if applicable to your use) will be disclosed at or before the point of decision. If you are referred to an insurer/provider or other third party, their processes (including underwriting and contract terms) apply. If any transaction is subject to specific terms, those terms control.
7) Adviser involvement & limits
If a human adviser or partner organization is involved for your particular request, that involvement may be disclosed during the flow. Otherwise, content may be generated or compiled automatically from information you provide and publicly available or partner-provided data. We do not assure specific results.
Contact / Operator (JP)
Business name: advisoselec.click (Kabushiki Kaisha / K.K.)
Address: 3-5-12 Shinjuku, Shinjuku-ku, Tokyo 160-0022, Japan
Representative: David Klein (Managing Director)
Email: [email protected]
Phone: +81 820 703 9990
Registration ID: 54468352
VAT / tax registration number: MC666216105
This page does not provide legal advice. For final contract terms, consult the relevant insurer/provider and the contract documents they provide.