Advisor/Partner & Lead-Generation Disclosure

1) Our role (comparison & consultation)

advisoselec.click helps users compare options and/or receive consultations through our website and related services. We are not a direct provider of insurance products. Any recommendations we present are for information purposes and are intended to help you evaluate options.

2) Referrals, partners, and possible compensation

We may work with partner advisers and/or insurance-related service providers. In some cases, we may receive compensation (for example, referral or lead-generation fees) when you are referred to or engage with a partner. Compensation does not guarantee that any specific option or outcome will be available to you.

If you proceed from our website to a partner, any advice, eligibility decisions, and contracting will be made by that partner.

3) Eligibility and non-guarantee of results

Any “recommended” options depend on your situation (including your personal information, goals, and eligibility requirements) and on the terms offered by the relevant partner. We do not guarantee approval, pricing, coverage availability, or outcomes.

4) Financial/insurance solicitation compliance

Because the service relates to insurance selection/advisory for Japanese retirees, our marketing and presentation must avoid misleading representations and must be consistent with applicable financial/insurance solicitation rules. For insurance-related solicitation where applicable, information about services is provided in a manner intended to comply with Financial Instruments and Exchange Act.

5) Personal information & tracking/cookies

If we process personal information (including identifiers used for online tracking), we will handle it appropriately and provide required disclosures. Cookie/tracking consent and management will be handled to the extent required for the purposes and third-party/behavioral processing performed, in accordance with Act on the Protection of Personal Information.

6) Consumer protection disclosures (where applicable)

If any transaction we facilitate falls under the Act on Specified Commercial Transactions (including B2C mail-order/online sales/advertising, where applicable), our landing pages/flow will provide disclosures required so consumers can understand terms and their rights. Where applicable, we support consumer protection processes such as cooling-off notice methods, in accordance with Act on Specified Commercial Transactions.